Hi i have a family of 5 with one income . My wife is not able to work due to heart issues .  Iv made the mistake of not taking care of my credit and is has been a rough road because of that . I'm in a better place now but the banks always look and my past credit and say they can't help . I don't know how I'm supposed to build credit if I can't get a loan . I don't like asking for help but I'm all out of options.  My well caved in on itself and it's about 10500 to get a new one installed . As a father you always want to do everything you can to make your kids happy and as a husband as well . But with one income and no help from the banks I'm running out of faith . They say let Jesus take the wheel but sometimes I feel like he gets a little tired of driving for me . I have a lot of faith in the lord but I try to drive as much as I can you know give him a rest . If you can find it in your heart i appreciate anything to get to my goal I'm doing all I can im just a little overwhelmed.