My name is David Geminder and I'm a disabled U.S. Army Veteran. My wife, Joyce, also suffers with disabilities, that make stable, accessible housing essential. We are currently living in our camper due to circumstances beyond our control that forced us to drain all of our savings. We now face housing instability and limited income from disability benefits, which cannot cover the upfront cost to purchase a safe home.

A 1990 manufactured home in a 55+ community has become available—it's affordable, in very well-maintained condition, and in a supportive community. It can be modified affordably for accessibility.

We need a $45,000 down payment to secure the home, move out, and sell the camper. Owning will provide long-term stability, allowing for necessary accessibility modifications, and reduce frequent moves that worsen our health.

Funds will be used transparently for the down payment, closing costs, immediate accessibility modifications (ramps, grab bars, thresholds), moving expenses, and essential furnishings. Any surplus will be placed into an emergency/utility fund to ensure we can remain housed.