Full transparency:

UPDATE (4/14/2026): Still no contributions, but great news! I was able to get about ~$4,600.00 in real life and was able to pay off one of the loans! I only have one left so I am updating the total from $31,669.00 to reflect the remaining balance! Every dollar, every penny counts. If you feel led I welcome your help.

I turned 50 last December. Most of my adult life has been spent digging out from debts I created through poor choices and immaturity in my younger years. I have made big mistakes...they cost me time, peace, and opportunities. But a few years ago, I hit a turning point: I got serious, took full responsibility, and started living differently (Dave Ramsey would approve) paying down debt consistently and making wiser choices daily.

Life added the expected curveballs like medical bills and my 14-year-old car's engine dying at ~250,000 miles (replaced with a reliable Corolla to stay practical). Now I am on track to be debt-free by late 2027 or early 2028. As a step of faith, I am launching this campaign to clear $31,690 in student loans...about 50% of my remaining debt as of March 7, 2026.

I am not asking for pity, handouts, or sympathy...I own my past and accept the "life happens" moments. This is simply an invitation: if God brings the right people here and stirs your heart to partner with me on this journey toward debt freedom, I would be forever grateful. If nothing comes, I am no worse off. His will be done.

100% of every dollar goes straight to those student loans (my largest remaining debt). Happy to provide receipts or proof for anyone who wants assurance before giving and even after giving to show that was what was paid.

If you are feeling a gentle nudge...maybe from your own path of mistakes, redemption, and financial recovery, or someone close to you...please prayerfully consider helping. Every gift, big or small, will count towards lifting this weight sooner so I can support my family freely and step into the future God has planned, like starting a small business or putting down roots on land outside the city.

Thank you for reading and discerning if the Lord led you here. Your support...or more importantly your prayers...could restore real hope at midlife. #DebtFreedomJourney