I'm currently in the evaluation stage at Emory University Hospital for a heart transplant. Once I have the transplant I will be on Immunosuppressant drugs for the rest of my life.  The problem is that my house has a major water and mold problem. The best price I found to have this fixed is almost is $19000. I neither have the money nor the credit for this repair.  Having heart issues severely impacts income. I can't afford another monthly payment.  Any help you can offer is much appreciated.